The Best Merchant Services Provider Since 2020
Take your business to the next level
With over 45 years of experience both in the low and high risk sectors, we’ve seen all the problems that business owners deal with day in and day out just to give their customers the ability to pay with their debit cards. Everything from confusing rate structures and massive hidden fees to bait and switch tactics and aggressive salespeople that don’t cater to or have the experience their customers truly need.
What is a High Risk Merchant Account?
A high risk merchant account is a payment processing account for merchants that are classified in a high risk services or products category by acquiring banks and the debit card brands. The TFI Team can get you approved today for low to high risk merchant accounts for B2C or Retail at reduced rates.
Key Points
Less Cash on hand
Less Cash on hand
For cash-only businesses, using our ATM debit card payment solution drastically reduces the amount of cash on hand. With less cash being transported via Brinks trucks, less fees are charged on their transportation of funds. These fees are typically a percentage.
No traditional ATM in the store
No traditional ATM in the store
With a traditional stand-up ATM, the store must fill the machine with their own cash. This alleviates an additional task for each store’s manager to perform upon opening. Also, stand-up ATM’s have always been a security risk. A potential burglar will try to break in and steal the ATM during the night. (Yes, this happens)
As many terminals as there are sales counters
As many terminals as there are sales counters
Why have one line full of customers when you can have a terminal at every counter? This will help reduce customer wait times and leave the establishment with a more positive outlook.
No fees to the merchant (store owner)
No fees to the merchant (store owner)
With other competing POS solutions, the merchant typically has to pay a percentage fee based on transaction volume. Typically within the range of 4.95% all the way up to 6%, plus $1.00 to $2.00 fee. With our system, the fee is paid for by the customer per transaction the same way a traditional stand-up ATM operates. Customers do not complain about $3.00 or less surcharges.
Accepts any card with a PIN number
Accepts any card with a PIN number
Not only do we accept bank debit cards, we also accept Direct Express (Social Security Benefits Card), pre-paid cards, credit cards with PIN access, and all other government issued cards EXCEPT the SNAP card (Food Stamp Card).
Competitors are unreliable
Competitors are unreliable
Many other solutions, such as PIN debit and credit, are being turned off by the networks. A major provider of these systems lost access to transactions from all Visa card and Mastercard holders. This is because those transactions are being used to PURCHASE product. Our system allows you to access cash, and then use it for a cash transaction.
Terminals
Terminals
Terminals used for sales are of the highest quality with several options to meet your consumer demand. All terminals are shipped directly to the Merchant, ready to plug and go. We only offer the latest EMV Compliant, PCI Certified terminals which meet all regulations required in the payment processing arena.
ALL-IN-ONE SOLUTION
We do everything in-house, from underwriting, compliance to live customer support.
TFI Payments
Phones:
888-521-1579 Toll Free
307-316-7559 Office
Hours of Operation
Monday – Friday
09:00 AM ~ 5.00 PM
Saturday and Sunday
After Hours IT Support
Mountain Daylight Time